Account Activity
Your Account Activity records how your payments have been applied to your balance. This section shows your full payment history from when you first started your direct deposit payments.
To view your Account Activity, tap on the Direct Deposit tab from your Dashboard. Scroll past the Direct Deposit Summary and Total Cash Balance sections to find your Account Activity. Tap “View More” to see your previous payment history.
What do the different transactions in my Account Activity mean?
Direct Deposit - Your regular Direct Deposit payment will be recorded as a positive deposit into your account.
Perpay+ Payment - If you are opted into Perpay+, your first payment of each month will be allocated to the subscription $3.00 fee.
Marketplace Payment - This is how your payment has applied to your Marketplace balance.
Card Payment - This is how your payment has applied to your Perpay Credit Card balance.
Card Deposit - If you have made an extra payment on your Marketplace balance via a debit or credit card, this will show as a positive Card Deposit.
Bank Deposit - If you have made an additional payment on your Credit Card Balance via your bank account, this will show as a positive Bank Deposit.
How is an overpayment shown in my payment history?
In most cases, any amount above your minimum payment is applied to your outstanding balance to help you pay down your balance more quickly. If you have an overpayment, you will see two Marketplace Payment transactions in your Account Activity.
The first Marketplace Payment reflects that we received your minimum payment. The overpayment will be directly above this line and list the remaining amount from your deposit that applied to your balance.
If you would like to withdraw an overpayment from your account that has applied to your balance, please reach out to the Perpay Customer Success Team.
Can I request a statement of my payment history?
Yes! If you need a statement from us showing your payment history, please reach out to the Perpay Customer Success Team.