Understanding PIN Functionality on Your Perpay Credit Card
Perpay Credit Cards do not have an associated PIN feature, making it impossible to set up, retrieve, or use a PIN for the card.
Key Information
The Perpay Credit Card is designed to operate without the need for a personal identification number (PIN). As such:
A PIN cannot be created for your Perpay Credit Card.
Transactions requiring a PIN, including ATM withdrawals, will be declined.
Unsupported Transactions
Without a PIN capability, the Perpay Credit Card cannot be used for the following types of transactions:
ATM withdrawals
Peer-to-peer payments (e.g., CashApp, Venmo)
Cash advances
Gambling transactions
Debt-for-debt payments
Workarounds for PIN-Dependent Scenarios
Although the absence of a PIN may create limitations, there are simple alternatives for completing transactions typically requiring a PIN:
Gas Stations: If your card is declined at the pump due to a PIN prompt, simply pay inside the gas station at the counter.
Purchases: Use your Perpay Credit Card anywhere Mastercard is accepted and where a PIN is not mandatory.