Do you offer credit limit increases?
Yes - we do offer optional increases to your credit limit on your Perpay Credit Card, as issued by Celtic Bank!
How do I qualify for a credit limit increase?
While we do not currently accept credit limit increase requests from cardholders, your account is routinely monitored for eligibility.
The following are some actions that you can do to best position yourself to receive a credit line increase offer:
Use your credit card responsibly
Make on-time statement and direct deposit payments
Increase your direct deposit payments above your
minimum required amountMaintain utilization rate under 30%
The Perpay Credit Card is Powered by Deserve Inc. and issued by Celtic Bank.