We make everyday purchases more accessible and help you build credit along the way.
Here’s how it works:
Create your account and receive a spending limit
Shop our marketplace for brands like Apple, KitchenAid, and PlayStation
Checkout and submit your order for our Approvals Team to review
Approved? Nice! Our system will help you set up your payroll direct deposit
Choose how many payments you want to make over time
Your order will process for shipment when we get your first payment on your next payday
Payments will be processed automatically from your paycheck each payday
Enjoy your new item with the peace of mind of knowing your payments are set up to be made automatically until your order is paid in full
By setting up payments to come directly out of your paycheck, you get:
A personalized spending limit to shop for your favorite products and brands with no credit check
Ability to pay over time for your orders without paying interest or fees
Build your credit by an average of 39 points while shopping for the things you need
Over time, access higher spending limits and lower payment amounts on your orders
Ready to start using Perpay? Click here to get started!