Direct deposit is a safe and automatic way for your employer to send your minimum payment directly to your Perpay account.
We use direct deposit to help you make simple, automatic payments on your purchases—directly from your paycheck. Only a small portion of your paycheck goes to Perpay. The rest goes to your usual bank account.
Why does Perpay use direct deposit?
Direct deposit helps you:
Stay on track with automatic payments—no need to remember due dates
Avoid interest or hidden fees—our model works best when payments are automated
Feel confident—your payments are always taken care of
What do I need to set up direct deposit?
To set up your Perpay direct deposit, you’ll need:
Your Perpay routing and account number (we’ll share this once your order or credit card is approved)
Your employer’s payroll system or login (like ADP, Paycom, or Workday)
The amount or percentage to send to Perpay (we calculate this based on your plan)
Can I change or stop my direct deposit?
Yes! You can update or stop your direct deposit anytime through your payroll provider.
If your Perpay balance is fully paid, we recommend stopping the deposit to avoid sending extra funds.
Need more help?