Overview
If you receive SSI, SSDI, or VA benefits, you will be able to use both the Perpay Marketplace and the Perpay Credit Card with your benefit payments.
Eligibility for SSI, SSDI, and VA Benefits
Perpay accepts SSI, SSDI, and VA benefit payments for:
Perpay Marketplace Orders
The Perpay Credit Card
How Benefit Payment Splitting Works
Step 1: Direct Deposit Setup
You will need to set up your benefit direct deposit so that payments are sent to your unique Perpay account.
This can usually be done through:
The Social Security Administration (SSA)
The Department of Veterans Affairs (VA)
Your benefits payment portal
Step 2: Your Payment Is Deposited
Once your direct deposit is set up, your full benefit payment will be sent to your unique Perpay account, held with our banking partner JP Morgan Chase, on the payment date listed on your benefits letter.
Step 3: Automatic Payment Split
When your benefit payment is received, Perpay will automatically:
Apply your minimum required payment to your Marketplace order and/or Credit Card balance.
Send the remaining funds to your personal bank account automatically on the same day it is received.
Important Information
Perpay cannot modify, cancel, or redirect benefit payments once they are sent.
Only you can make changes to your direct deposit through your benefits provider.
Your benefits source must be listed correctly on your Perpay account in order for payments to be processed properly.
You must add your primary bank account to your Perpay profile so we know where to send the remaining funds from your benefit payment.