General Requirements
Must be 18 years of age or older
Must be a U.S. resident
Active mobile phone with a US cellular carrier (AT&T, T-Mobile, Verizon, etc.)
We are not able to verify Voice over IP (VoIP) or an "electronic" numbers such as Smart Talk, AirTalk, WhatsApp, etc.
No active bankruptcies
In good standing with all financial obligations
Valid mailing address
Employment Requirements
Actively maintain full-time, W-2 employment within the United States*
3+ months of continuous employment history with your current employer
Please note, we are currently not able to approve Marketplace orders from independent contractors (1099 workers), gig-economy workers (DoorDash, Uber, Lyft, Walmart Spark, GoPuff, Amazon Flex, etc.), or self-employed individuals (unless you own a company that pays you through a third party payroll system).
*SSI/SSDI and VA income are accepted as well for the Perpay Marketplace. For more information, please contact our team or refer to the article here.
Payment Requirements
Paid via direct deposit through a third-party payroll system
Able to split your paycheck to a secondary direct deposit account*
Please note: we will not be able to accept payments via debit card, credit card, or ACH bank payment to release Marketplace orders for shipment.
Marketplace orders are non-recourse. The only consequence of failing to make all agreed Marketplace order payments is potentially losing access to the Marketplace to place future orders.
*If you are not able to split your direct deposit, please refer to the article here.
Meet these requirements? Let’s work together!
For more information, you can review the full Perpay Terms and Conditions here.
If you have any questions or need more information about our eligibility requirements, please reach out to our Customer Success Team.