What is the credit limit on the Perpay Credit Card?
Credit limits start at $300 and may increase over time based on account activity and eligibility.
What does the Perpay Credit Card cost to use?
Here are the key fees:
Account opening fee: $9 (automatically deducted from your first direct deposit)
Monthly fee: $9/month (starts your first month)
APR: 20.99% + Prime Rate
Applies if your statement balance isn’t paid in full
International transaction fee: 3% of the transaction amount
APR is variable and based on changes to the Prime Rate.
Are there any other fees?
Yes. Additional fees include:
Late payment fee: $24
Charged if you don’t pay at least the minimum due by the due date
Returned payment fee: $24
Charged if a bank payment fails (e.g., insufficient funds)
The Perpay Credit Card is issued by Celtic Bank.