What is the credit limit on the Perpay Credit Card?
The Perpay Credit card provides customers credit limits of $500 with the potential for credit limit increases over time.
What does the Perpay Credit Card cost to use?
Account opening fee: There is a small account opening fee of $9. This fee is paid automatically with your first direct deposit payment.
Monthly fee: $9 a month to access your available credit limit, starting your first month.
APR: 20.99% + (Prime Rate) - If you do not pay your full statement balance at the end of the month. Please note, this APR is based on the prime rate, which can change.
International transaction fee: If you use your credit card outside of the United States, a fee equivalent to 3% of the transaction amount will be added to your balance.
Are there any other fees required for the Perpay Credit Card?
Late fee: Up to $8.00 - Charged in the circumstance that you do not meet the minimum payment amount required on the statement balance.
Returned payment fee: $19.00 - This will only be charged if a payment you submitted from your bank was not successful. For example, due to insufficient funds on the account.
The Perpay Credit Card is issued by Celtic Bank.