Do you offer credit limit increases?
Yes - we do offer optional increases to your credit limit!
How do I qualify for a credit limit increase?
While we do not currently accept credit limit increase requests, your account is continuously monitored for eligibility.
The following are some actions that you can do to best position yourself to receive an increase:
Use your card
Make on-time statement and direct deposit payments
Increase your direct deposit payments above your
minimum required amount
Maintain utilization rate under 30%
The Perpay Credit Card is Powered by Deserve Inc. and issued by Celtic Bank.