Your Spending Limit is the amount of buying power you have available to use through Perpay. Depending upon where you are in the process of creating your profile and/or previous history with Perpay, your spending limit will be categorized by one the following: 

  • Estimated Spending Limit: The estimated* amount you may be approved to spend. Use this amount as a guide when placing your first order.
  • Approved Spending Limit: The total amount you have been approved to spend. This is calculated based on your personal info, the completeness of your profile, and any previous payment history with Perpay. Any cash balance existing in your account will be added to your Spending Limit. Your Spending Limit can increase over time with ongoing use and a history of good payment.
  • Available Spending Limit: The total amount you have been approved to spend, minus any outstanding balance you have.

See also: How do I increase my Spending Limit?

*Your estimated spending limit is based upon basic profile information and is subject to change upon approval

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