Perpay requires payments on your account with us to be made through a payroll direct deposit from your paycheck. Every pay date, we expect at least your minimum payment to keep your account current.

To pay off your balance faster each pay period and build your positive payment history with Perpay, feel free to increase your direct deposit allotment to a higher amount! You can adjust your allotment amount in your payroll portal at any time.

Please know, we run any scheduled payments in the early morning of your scheduled payment date at approximately 4:00 AM EST. Please choose a day when you expect to have the funds available and your card unlocked so your payment goes through successfully.

Additionally, we can’t apply payments to specific orders. All payments are distributed among your existing orders to pay them all off faster.

If you’re still interested, make sure you are logged into your Perpay account and click here to get started!

Please note: if you are on the in-app messenger, you will need to select the 'Open in help center' to begin.

To pay down your balance faster for the Perpay credit card, you can schedule a bank payment from a verified bank account.

You can schedule a bank payment through the app using the link here

You can also learn more about paying off your Perpay credit card balance via this article.

In the event that you expect a disruption of your payroll direct deposit payments, please check out our Anticipated Missed Payments article for more information about how to minimize the impact on your account.