You will qualify for credit building after completing two orders with consistent, on-time payments*. If you choose to activate credit building with Perpay, we will help you build credit by reporting your automatic direct deposit payments to the major credit bureaus - Experian®, and Equifax®. As you shop, order, and pay towards your purchases with Perpay, we will let these major credit bureaus know about your payments.

*Please note that orders must be completed with on-time payments in order to qualify for credit building.

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