You will qualify for credit building after completing four months of on-time payments* Total payments must exceed $200 to qualify.

If you choose to activate credit building with Perpay, we will help you build credit by reporting your automatic direct deposit payments to the major credit bureaus - Experian®, Equifax®, and TransUnion®. As you shop, order, and pay towards your purchases with Perpay, we will let these major credit bureaus know about your payments!

*Please note that orders must be completed with consistent, on-time payments in order to qualify for credit building. Some accounts may not qualify for credit building due to performance on the Perpay platform. Please direct any questions about this to our Support Team.

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