Marketplace users can be eligible for spending limit increases in $100 increments when the following criteria are met:
Pay $100, get $100 - For every $100 in on-time payments, unlock $100 in additional spending limit (up to $3,500 over time)
Eligible every 35 days - Users are eligible for increases every 35 days (from last increase)
Spending limit increases will apply to your account automatically and you will be notified via email. Users with late Marketplace payments within 35 days of your last spending limit increase, if applicable, are ineligible for a spending limit increase.
Our Approvals Team is unable to take requests to increase your spending limit directly.
Can my spending limit be decreased?
Yes, your spending limit can decrease as a result of missing payments or paying under your required minimum. You can confirm your minimum requirement payment and make updates to your direct deposit here. Learn more about how to manage your payments.